Blue is looking for a Universal Financial Specialist to build and strengthen relationships with Blue FCU members. Accountable for discovering, anticipating and meeting their financial service needs through the active promotion, sales and delivery of our products and services. Professionally and accurately performing financial transactions for members, and cross-sells credit union products and services to help members achieve their financial goals and the branch achieve its sales goals. Additionally, the Universal representative performs branch/department functions to ensure efficient operation of the branch, and is actively engaged with the member, continually focused on providing a quality member service experience.
? Open various new accounts, process necessary information and educate the customers as to services/products available as a result. Identify and execute upon cross sell opportunities to deepen member relationships. Meet or exceed all sales and service objectives.
? Greet and acknowledge members to the credit union in a courteous, professional and timely manner. Promptly, accurately and efficiently process member financial transactions including but not limited to: deposits, withdrawals, check cashing, cash advances, loan payments, transfers, wire transfers, official checks, money orders, other negotiable instruments and necessary general ledger postings according to policies, procedures, and standards. Accurately complete Currency Transaction Reports (CTR’s) and Suspicious Activity Reports (SAR’s) when needed. Ensure proper identification is presented for appropriate transactions. Maintain a high degree of member confidentiality.
? Explain and expedite the opening, closing, transfer, and rollover of loan and deposit products and services.
? Assists as needed within the Member Services team to exceed member service experience.
? Must comply with all company policies and procedures, applicable laws and regulations, including but not limited to, the Bank Secrecy Act, the Patriot Act, and the Office of Foreign Assets Control.
Experience: A minimum of one year up to three years of similar or related experience in a financial organization with emphasis in consumer lending and a consultative sales and service role.
Education/Certifications/Licenses: A two-year college degree or equivalent experience.
Interpersonal Skills: A significant level of trust, credibility and diplomacy is required. In-depth dialogues, conversations and explanations with customers, direct and indirect reports and outside vendors can be of a sensitive and/or highly confidential nature. Communications may involve motivating, influencing, educating and/or advising others on matters of significance.
Other Skills: Excellent organizational, analytical and problem solving skills. PC proficient, including Microsoft Office (Word, Excel, Outlook) and the Internet. Excellent verbal, written, telephone and interpersonal communication skills. Must possess a service orientation and be willing to sell products and services. Ability to manage multiple projects/priorities simultaneously in an effective manner. Ability to function in a financial institution branch environment and utilize standard office equipment including but not limited to: fax, copier, telephone, etc. Requires intermediate mathematical skills (calculations and concepts involving decimals, percentages, fractions, etc.) Has the focus, persistence, positive outlook, and discipline to meet the personal demands of a sales/service role.