Junior Underwriter – Underwriter Support Specialist Home Point Financial Corporation Home Point Financial Corporation 129 reviews

Junior Underwriter – Underwriter Support Specialist

Madison, AL, USA Virtual Req #1119

Friday, February 5, 2021

Buying a home is the cornerstone of the American dream, yet the process can be complicated and confusing. That’s why Homepoint is on a mission to create financially healthy, happy homeowners.

Homepoint Is a rising star in the mortgage industry with a culture that encourages community, caring, and open communication. We want our Associates to speak up, become innovators and make impactful changes – no matter what position they hold within the company. What makes our team special is our people-first operating philosophy, “We Care”.

Homepoint is the third-largest wholesale lender and the 12th largest correspondent lender in the U.S. We are headquartered in Ann Arbor, MI and offer positions throughout the nation with over 2,500 Associates and 300,000 serviced customers.
If you thrive in a fast-paced environment and are looking for an opportunity to grow and develop your career, then we have the perfect opportunity for you!
TPO Support Madison – Underwriting – Junior Underwriter – Underwriter Support Specialist

The Junior Underwriter – Underwriter Support Specialist works closely with Mortgage Loan Originators, Senior Underwriters, and Closers to underwrite conventional, FHA, and VA mortgage loans – including a detailed review of the residential mortgage loan application and documentation as submitted to ensure loans meet underwriting guidelines. The detailed review will entail analyzing documentation such as credit reports, income and asset documentation, collateral, fraud prevention tools and other applicable documentation as required to render a loan decision ensuring completeness, accuracy and compliance.

  • Review and analyze loan transaction; title and credit reports, income/asset documentation and collateral when submitted as conditions requested by underwriter
  • Analyze documentation received from Loan Originator for acceptability and submit changes through Home Point system as needed
  • Clear conditions within designated authority level as outlined in credit and risk policy and procedures
  • Effectively communicate all conditions and requirements to Loan Originator in a timely manner
  • Work closely with the underwriting staff to provide the best service possible to our Originators
  • Manage the Clear to Close process between the Originator, UW CTC and the Closing department
  • Conduct business with integrity and in a highly ethical manner

SKILLS & QUALIFICATIONS:

  • Minimum 2 years in mortgage lending operations; processing or UW
  • Excellent communication and attention to detail
  • Knowledge of AUS engines and forward mortgage guidelines
  • Knowledge of Encompass LOS a plus
We offer a competitive salary and bonus opportunity, together with an innovative and progressive approach to benefits. It is our goal to provide our associates an exciting, dynamic, desirable place to work. Our ambitious business plan and its success hinges on the ability to find great people and provide an environment that fully engages, retains and leverages the potential of top talent. As such, Homepoint provides development opportunities to all our associates, with a curriculum geared towards providing an informed view of multiple career paths. We have an owner-operator approach and when Homepoint succeeds, so do our associates.

Homepoint is a national multi-channel mortgage originator and servicer. The company brings an innovative approach to lending, focusing on speed, quality and consistency for customers and partners. Uniquely, Homepoint retains over 95% of originated loans for in-house servicing, a cornerstone to its Customer for Life approach. The company was founded in 2015 and headquartered in Ann Arbor, Michigan. For more Information visit homepoint.com

Homepoint is an equal opportunity at will employer and does not discriminate against any employee or applicant for employment because of age, race, religion, color, disability, sex, sexual orientation or national origin.

Other details

  • Pay Type

    Hourly

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