JVS Human Services helps Metro Detroiters and their families maximize their potential by providing counseling training, and supportive services for people with disabilities, job seekers, seniors, and others in need. Our approach is rooted in Jewish values and the steadfast belief that the best way to help people is to make it possible for them to help themselves.
QUALIFICATIONS of the FINANCIAL EDUCATION COUNSELOR*
- A minimum of two years’ experience working with first time homebuyers and credit impaired individuals in a formal setting, or training in housing counseling or a related field preferred.
- Bachelor’s degree in Business, Finance or related field preferred.
- Certified by MSHDA or Neighbor Works preferred (or must be secured within the first year of employment).
- HUD Certified Housing Counselor preferred (or must be secured within the first year of employment).
- Experience using federal and state foreclosure programs and loan modification. Experience in obtaining credit reports and explaining details to clients including credit scores and other financial information. Experience in assisting clients in repairing their credit to become mortgage ready.
- Excellent group presentation skills and ability to engage teens and or adults in training and counseling.
- Interpersonal and presentation skills sufficient to communicate with clients, staff, and the public. Composition skills sufficient to prepare program content for financial capability classes as well as preparation of status reports.
- Experience with Microsoft Office, including Excel including Power Point, for purposes of the development and delivery of education classes. Knowledge and experience working within databases.
ESSENTIAL DUTIES of the FINANCIAL EDUCATION COUNSELOR*
- Coordinate the scheduling and the delivery of seminar style training programs at JVS as well as throughout the community including Homebuyer Education and financial education trainings, workshops and webinars as needed.
- Engage and work with community volunteers who have subject matter expertise as needed to enhance presentations and or provide additional resources.
- In accordance with the National Industry Standards for Home Ownership Counseling, perform homebuyer client intake, counseling, and follow-up on spending plan, credit, savings, and home purchase and financing process.
- In accordance with National Industry Standards for Default and Foreclosure Counseling, perform default client intake, counseling, and follow-up on spending plan, credit, savings, and loss mitigation/foreclosure process and options.
- Using HUD’s Housing Counseling Rules and Regulations as a guide, respond to client inquiries as needed.
- Schedule individual sessions with clients as needed to address specific issues regarding financial/credit management. Refer to appropriate community volunteers with associated expertise as appropriate.
- Participate in community outreach (i.e. presentations, fairs, etc.).
- Develop referral sources by building relationships with lenders, realtors, human service organizations, local governments, professional peers.
- Provide intensive specialized services for clients who have more serious credit repair issues or looming home foreclosure by obtaining and reviewing credit reports, negotiating with creditors and referring to resources as needed.
- Document performance of delivery of services by providing information including reports as required by administration and various funding sources. Maintain all documentation associated with client records and required statistical reports including entering participant demographic, program status and outcomes in databases as assigned.
- Serve on Agency committee(s) as appointed.
- Work involves the ability to work flexible hours and to travel to local community sites.
- The above job description is for informational purposes only and is not intended to be all inclusive or limiting as to specific duties.
HOURS and LOCATION of the FINANCIAL EDUCATION COUNSELOR*
- M – F, 8:00 PM – 5:00 PM, hours may vary.
- Southfield, but may be assigned to work at various JVS and community sites.
COMPENSATION of the FINANCIAL EDUCATION COUNSELOR
- JVS Human Services provides a comprehensive benefits package including medical, dental, vision, 403(b), paid time off (vacation, sick leave, and holiday pay), long term disability, and basic life insurance.
- This position is exempt from the overtime pay provisions of the Federal Fair Labor Standards Act.
JVS Human Services is an Equal Employment Opportunity Employer that engages in affirmative action to employ minority, female, protected veteran status and people with disabilities. JVS is a community-supported, non‑profit vocational counseling, job placement and vocational rehabilitation agency operating under the auspices of the Jewish Federation of Metropolitan Detroit and United Way. Rehabilitation services are accredited by CARF. JVS is a Drug-free Workplace.
EEO Employer M/F/VET/DISABLED
Job Type: Full-time
Pay: $42,000.00 – $47,000.00 per year
- 401(k) matching
- Dental insurance
- Disability insurance
- Employee assistance program
- Flexible schedule
- Health insurance
- Health savings account
- Life insurance
- Paid time off
- Professional development assistance
- Referral program
- Retirement plan
- Vision insurance
- 8 hour shift
- Bachelor's (Preferred)
- working with first time homebuyers or credit impaired?: 2 years (Required)
- federal/state foreclosure programs and explaining to clients: 1 year (Required)
- HUD Certified Housing Counselor (Required)
- One location
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- Waiting period may apply
- Temporarily due to COVID-19
- Remote interview process
- Personal protective equipment provided or required
- Plastic shield at work stations
- Temperature screenings
- Social distancing guidelines in place
- Virtual meetings
- Sanitizing, disinfecting, or cleaning procedures in place